Despite the increasing demand for affordable cosmetic dentistry, many people find that they still can not afford even the most basic procedures. These people are often left to choose between charging procedures on their credit cards, or living with an unsatisfying smile. Fortunately for people like this, there are a few other options, including dental insurance and dental plans. No matter if you are getting your cosmetic dentistry in Denver, Chicago, or anywhere else in the country, there are smart ways to improve the look of your smile, without breaking the bank or going into credit card debt.
While most insurance companies do not cover cosmetic dentistry procedures, there are a few that do. Of course most policies will not cover the entire cosmetic procedure, but rather cover a portion of it. While the portion they cover may be smaller than that of other procedures such as yearly cleaning, every little bit helps. If you have dental insurance, look into the policy to see what types of procedures are covered. You may be surprised to find that they will pay for a portion of the procedure you want.
If you do not have dental insurance, or if your policy does not cover any type of cosmetic procedure, then your second option is to get a dental plan. Basically, dental plans involve making payments on your cosmetic dentistry in Denver / Chicago / Rome – wherever you are. These plans can often be obtained through your dentist's office, and of course you can also go through private companies. CareCredit is one just one of the many companies that offers credit cards with no interest payment plans for cosmetic dentistry, as well as other types of medical procedures.
If neither of these options is right for you, then consider creating a monthly budget. Sit down and list out your income and expenses, and see how much money you have left over each month. You can probably save enough money over the course of a few months to pay for the procedure you are interested in.
Maybe some day in the future, there will be cosmetic dental insurance. We can all hope, and until then, we can rely on other ways to pay for teeth whitening, veneers, bridges, implants, and the other procedures that make our smiles beautiful.