Daily Archives: December 16, 2018

Which Health Insurance Plan Is Best for Me?

Health insurance has proven itself of great help and financial aid in certain cases when events turn out unexpectedly. In times when you are ill and when your health is in grave jeopardy and when finances seem to be incapable to sustain for your care, health insurance is here to the rescue. A good health insurance plan will definitely make things better for you.

Basically, there are two types of health insurance plans. Your first option is the indemnity plans, which includes the fee-for-services and the second is the managed care plans. The differences between these two include the choice offered by the providers, the amount of bills the policy holder has to pay and the services covered by the policy. As you can always hear there is no ultimate or best plan for anyone.

As you can see, there are some plans which may be way better than the others. Some may be good for you and your family’s health and medical care needs. However, amidst the sweet health insurance plan terms presented, there are always certain drawbacks that you may come to consider. The key is, you will have to wisely weigh the benefits. Especially that not among these plans will pay for all the financial damages associated with your care.

The following are a brief description about the health insurance plans that might be fitting for you and your family’s case.

Indemnity Plans

Flexible Spending Plans – These are the types of health insurance plans that are sponsored when you are working for a company, or any employer. These are the care plans inclusive in your employee benefit package. Some of the specific types of benefits included in this plan are the multiple options pre-tax conversion plan, medical plans plus flexible spending accounts, tax conversion plan, and employer credit cafeteria plans. You can always ask your employer of the benefits included in your health care/insurance plans.

Indemnity Health Plans – This type of health insurance plan allows you to choose your own health care providers. You are given the freedom to go to any doctor, medical institution, or other health care providers for a set monthly premium. The insurance plan will reimburse you and your health care provider according to the services rendered. Depending on the health insurance plan policy, there are those that offers limit on individual expenses, and when that expense is reached, the health insurance will cover for the remaining expenses in full. Sometimes, indemnity health insurance plans impose restrictions on services covered and may require prior authorization for hospital care and other expensive services.

Basic and Essential Health Plans – It provides a limited health insurance benefit at a considerably low insurance cost. In opting for this kind of health insurance plan, it is necessary that one should read the policy description giving special focus on covered services. There are plans which may not cover on some basic treatments, certain medical services such as chemotherapy, maternity care or certain prescriptions. Also, rates vary …

Choosing A Preparatory Course In Medicine

Preparatory courses usually are college degrees that are taken prior to the medicine courses from medical colleges and universities. The number of years ranges from two to four years depending on the requirements stated by governing laws per country that confers an individual of a Bachelor’s degree.

Preparatory courses are pre-requisites to a course in the field of medicine to equip students with general knowledge as well as assess IQ and their overall academic performances that gauge them whether or not they are capable of pursuing another step of a higher level of education. Most of these courses are science in nature although a course in other entirely different field such as in the Arts is allowed depending on every country as long as students pass the entrance exams or qualify the general admission examinations for medicine known as GMAT or NMAT, depending on every country.

A Bachelor’s Degree in Science definitely opens up to larger career possibilities as science courses are becoming valuable and diverse. One of the courses that students pursue in preparation for medicine is a degree in Biology. As medicine is composed of many science-related subjects, a course in biology has initially prepared students and given them a better and profoundly larger and wider scope of understanding of the different science subjects in medicine. In biology, students have already been exposed to the human anatomy and physiology, a field which is predominant to medicine course as medical students will be dealing their entire medicine career with the human body and its diseases.

Another well-preferred preparatory course is Bachelor of Science in Nursing. With such degree, a graduate nurse, aside from having finished the basic science subjects has already been oriented to the basic internal activities of a hospital through the clinical exposure which is an advantage and an edge over other graduates of non-nursing courses. Nurses spent most of their time attending to the sick and answer holistically to the ill in a general aspect guided by their own distinct and unique nursing diagnosis. Nurses do not treat disease like doctors however they act and provide care in response to individual problems done in the nursing way and in an individualized manner.

Another preferred course is Bachelor of Science in Medical Technology. Graduates of such course have been well-versed with the different causative agents of diseases, its mode of transmission and medication for which type of drugs that such microorganism are highly susceptible or resistant that will effectively and immediately curtail the growth of the causative agents.…

Alternative Medicine Uses of Capsicum Or Cayenne Pepper As An Herbal Remedy

Alternative Medicine practitioners are realizing that healing herbs should be part of their arsenal against disease. The newest touted natural herb is Capsicum, found in cayenne pepper. It has many benefits whether taken internally or externally. When taken internally, capsicum is an antibacterial which will encourage healing and deflect infections while slowing the absorption of fat in the intestines to help fight obesity. Because this natural herbal remedy is a stimulant, it improves circulation. Capsicum will also stabilize blood pressure and lower cholesterol. Herbalists are finding capsicum is useful in fighting a variety of ailments.

It is difficult to pinpoint exactly when the herb cayenne pepper had its start as an herbal remedy. There are no writings on Capsicum in ancient Egypt, Greece, Rome, or Persia. The best guess that historians are willing to put forward is that cayenne went to India and China some time in the 14th or 15th century. It is believed that Europe started cultivation around the 16th century. Today cayenne is still a popular herb in the food industry. Now because of well designed and implemented clinical studies it is widely accepted as an effective alternative medicine. Pharmacopoeias of leading medical clinics from Austria, Egypt, Germany, Belgium and Switzerland support this finding.

The natural healing herb Capsicum contained in cayenne pepper is loaded with Vitamin A which is necessary for smooth skin and vision. Vitamin A has been found to be the most powerful killer of free radicals, which bombard us on a daily basis. Vitamin C is the other proponent active in capsicum. The healing properties of Vitamin C are clearing blood clots, eliminating plaque from the arteries, healing wounds and fighting colds. By starving them of oxygen, capsicum causes tumor cells to die.

Capsicum can cause a burning sensation but in time you will get used to it. The active ingredients in the herbal remedy, Capsicum, stimulate the brain and salivary glands releasing endorphins into your body. Endorphins are nature's natural painkiller giving us the feeling of pleasure. Capsicum is also the main ingredient in pain killing rubs for Arthritis and Diabetes nerve damage.

Many herbalists today recommend capsicum for such ailments as cold hands and feet, sluggish metabolisms, obesity and respiratory tract infections. Use it externally for arthritis, sore back muscles, rheumatism or sprains and bruises. One suggestion for cold feet is to wear a thin pair of socks, then get a thicker pair of socks, sprinkle the inside with cayenne pepper and put them on over the thin socks. The pepper will send a warm soothing sensation to the soles of your feet.

An interesting study was done to see if capsicum would irritate or cause ulceration in the intestines. On the contrary it was found that the herb did not harm the tract but sped up the healing of ulcers by securing more mucosa, the protective lining of the intestines.

A very surprising result of many of the clinical tests is that capsicum raise the metabolic rate and is effective …